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15 Reasons Not To Be Ignoring Auto Accident Law

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Phases of an auto accident lawyer Accident Lawsuit

Damage to property, medical bills and lost wages can be substantial after an accident in the car. An experienced lawyer can assist you in receiving the compensation you deserve.

The procedure can differ from case to case, but usually begins with the filing of an accusation. The discovery phase, trial and appeals follow.

Medical Records

Medical records are an important element in any auto accident lawsuit. They will aid the judge or jury determine how the accident has affected your life, including the emotional, physical and financial consequences of your injuries. Medical records will also reveal the story that insurance companies will have a difficult time disputing.

You may only have a certain period of time, based on the laws of your state and the guidelines of your physician, to obtain medical records. This is the reason why you should discuss your legal needs whenever you can following an accident. The law safeguards your access to these records by implementing the Health Information Portability and Accountability Act (HIPAA). But, this doesn't mean that only you or your lawyer will be able to view your medical records. Insurance companies are generally keen to discover anything that may indicate that your injuries were not pre-existing or not as severe as you claim.

Your lawyer will use your medical records to draft a demand letter, that will include evidence to support the damages you're seeking. It is important that your lawyer only provides relevant medical records to the insurance company, since they might ask you to sign an authorization that permits them to access all your medical records. This is not in the best interest of your claim as it may reveal injuries from the past that are not related to this claim.

Police Reports

When a police officer responds to a call for help, such as an accident, he prepares a police report. Even though they're not admissible in court (they are considered to be hearsay), they do provide invaluable information to attorneys investigating an incident and preparing a case.

A police report provides an independent account of the crash which is based on the witnesses' testimony as well as the officer's observations of the weather conditions, drivers, and a variety of other factors. It is a crucial evidence that can help you win an auto accident lawsuit.

Typically you can request a copy of your police report from the precinct that handled the investigation by calling their emergency number and providing an invoice or incident number to identify it. You can request copies of your police report on the police department's website.

When your medical bills, property damage and lost wages are at a certain amount, you'll have to make a claim against the at-fault driver. The police report can be a valuable tool during settlement negotiations, particularly when you can demonstrate that the other driver was largely at fault, based on an officer's observations. Many cases are settled without having to go to trial. Pre-trial proceedings can take a long time and your case might not be resolved until one year after filing it.

Insurance Company Negotiations

When the adjuster has all the information they require from you as well as your car accident investigation, he'll make a settlement offer. They will enter all the information and facts into a program that will create their initial offer. Most likely, they'll arrive at a less than the amount you calculated using your research. When insurance companies make settlement offers, they have their own financial interests in the back of their heads.

They'll seek to limit the amount they are required to pay for medical bills and other damages. You can fight back when you mention how your injuries will negatively impact your life in the coming years. For example, you can highlight your growing medical bills, your lost earnings capacity and the emotional and physical pain you're going through.

You or your lawyer will then draft a demand letter and present it to the insurance company. This will include all the evidence you've gathered such as witness statements, photographs of your injuries and any documentation supporting your losses. Also, you will create an inventory of non-negotiables in order to ensure that the insurance company is not undervaluing your claim. Once you have reached an agreement it will be documented in the form of a written settlement agreement. It's normal for a back-andforth to occur during these negotiations, but staying patient will help you achieve an equitable settlement.

Legal Advice

Discovery is the next stage of the lawsuit in which both parties exchange information and evidence. Parties can require medical records or police reports, and witness statements. The parties will also exchange interrogatories which are written inquiries which must be answered under oath within a certain time. Your attorney will also document the extent of the physical psychological, emotional, and physical injuries you've suffered, in addition to any other damages that may be sought out, such as the amount of medical expenses you are currently and in the future as well as property damage and lost wages.

Your lawyer will also talk with experts such as medical professionals, mechanics and engineers. They will help paint a the vivid picture of your crash and your injuries for the jury.

Then, your lawyer will begin negotiations with insurance companies in order to try to settle your claim without trial. If the insurance company offers a low settlement or does not take your injury and other damages into consideration the case will progress to trial.

Although a small percentage of cases get to trial, it is essential for victims to make a claim as soon as possible. With time, memories fade, witnesses pass away, and evidence disappears, making it more difficult to present a compelling case for the most compensation. Furthermore, you have to comply with the statute of limitations in your state, which can range from 1 to 6 years.

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