New York Auto Accident Law

A lawyer for car accidents is your advocate and will make sure that your part of the story is told. They will discuss your case with the insurance company and argue your case before a judge and jury, if needed.

Some states follow a tort liability system that is traditional and others have no fault or add on auto insurance laws. There are time limitations that are strictly enforced known as statutes that must be adhered to.

Fault

Determining who is at fault is an essential part of the insurance and legal claims process. It might appear obvious in some instances, such as rear-end collisions. However, often it is not. The state laws and the facts of each case are used to determine the degree of fault. Some states have pure comparative fault, in which your percentage of fault determines how much of your damages can be recovered.

Even if your culpability is determined to be more than 51%, you might still be able to recover some losses you've suffered through additional policies like MedPay and PIP. In addition, some states have modified comparative fault. These laws allow injured drivers to make use of their own insurance to cover their expenses even if they're partly responsible for the accident.

After an accident, it's natural to feel shaken and to feel the need to point the finger at the other person. This can lead to costly errors and have a negative effect. A good lawyer can help you avoid these traps and help you get the answers you require quickly and efficiently.

Damages

Damages are compensations offered to pay victims for financial losses caused through the negligence of a third party. This kind of compensation can cover a wide range of losses, such as medical costs and lost wages, income as well as damage to the vehicle. A lawyer for car accidents will review invoices, receipts and other financial documents in order to determine the amount of damages you're due.

Non-economic damages can be difficult to quantify and may include intangible damage such as pain and suffering. This kind of compensation is frequently subject to devaluation by insurance companies and it is imperative that you consult a knowledgeable lawyer to ensure that your damages are appropriately valued.

In New York, Vimeo if you suffered serious injuries or if your losses were greater than the limits of your insurance policy the possibility exists for you to evade the no-fault system and sue for all your non-economic and economic damages which includes pain and suffering. New York is a state which uses comparative negligence so your recovery will be reduced by the proportion of blame you are assigned. A competent lawyer will be able to maximize your recovery for damages.

Statute of Limitations

In the event of a car accident the statutes of limitations are the time limits you have to sue for damages. Typically, this is three years however it may differ depending on the nature of lawsuit and state laws.

Statutes of limitation are important in that they ensure that any claim filed in court is investigated properly prior to the time limit expires. After this period, it may be too late for witnesses, physical evidences such as debris and tire marks can disappear or be eroded, and public records could be lost.

As time passes, witnesses also tend to forget important details. It would be unreasonable to believe that eyewitnesses can recall all the details of a crash that took place 15 years ago. A statute of limitations prohibits plaintiffs from filing a lawsuit too quickly after the incident, as it could unfairly disadvantage the jury. This is why it's always important to consult with a New York car accident lawyer and start the process as soon as possible.

Insurance

All drivers in New York are required by law to have car insurance. This type of insurance compensates the policyholder's and their passengers' economic losses, regardless of the fault. This type of insurance is known as Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance pays victims who have been injured by uninsured, insufficiently insured, or hit-and-run drivers. UM/UIM coverage is typically provided with a minimum of $25,000 per person or $50,000 per accident.

Bodily Injury Liability protects the policyholder if they are sued by a third party to recover damages, like medical bills or property damage. Third parties can also bring a claim for pain and suffering if the injury was severe enough to warrant. However, most third party claims are resolved through insurance companies. A skilled lawyer can assist you recover the maximum amount of damages.

Contact an attorney

Car accidents can be stressful and expensive with everything from vehicle damages to medical bills to lost wages. A lawyer can assist in determining who was responsible for the accident and pursue compensation from the responsible party.

A lawyer can also make sure that your claim is inclusive of the totality of your losses and expenses. They will consider your financial costs as along with physical and emotional suffering. In addition, they'll take into account the impact that your injuries have caused on your life quality.

In New York, you may be eligible for compensation under your policy's Uninsured Driver coverage (UM) when the negligent driver was not insured or had the minimum amount of insurance required by the law. An attorney can provide you with this option.

It is important to work with an experienced and knowledgeable beloit auto accident lawyer accident lawyer. Their experience and training put them in an ideal position to get you the amount you're entitled to. The insurer of the defendant will recognize that your attorney is willing to take on the case, which can lead to an offer of a higher settlement.